Terms and Condition

Terms and Conditions:

By using the Expresscoin™ website or any affiliated apps or software using the Expresscoin™ platform or availing of any of Expresscoin™ services (collectively, " Expresscoin™ Services") you agree not to use, directly or indirectly, Expresscoin™ Services for the purpose of, or in furtherance of (1) committing an illegal act; (2) the use of the prohibited products or services; and(3) engaging in any of the prohibited businesses below (collectively, “Prohibited Businesses”):

Counterfeit products or any product or service that infringes upon the copyright, trademark, or trade secrets of any third party

Stolen goods

Narcotics, controlled substances, prescription and pharmaceutical services, drug paraphernalia, or any substances designed to mimic illegal drugs

Illegal Gambling

Illegal Sports forecasting or odds making

Prostitution or illegal escort services

Illegal cybersex practices

Violent acts towards self or others, or activities or items that encourage, promote, facilitate or instruct others regarding the same

Funding any of the items included on this Prohibited Businesses list

Extortion, blackmail, or efforts to induce unearned payments

Unlicensed sale of firearms and certain weapons

Engaging in deceptive marketing practices

Engaging in any of the predicate crimes under the li Anti-Money Laundering Act Republic Act No. 9160, li as amended

Any business or activity that violates any law, li statute, ordinance or regulation


Data Protection and Privacy Policy

Expresscoin™ knows that you care how information about you is used and shared, and we appreciate your trust that we will do so carefully and sensibly. This notice describes our privacy policy. By visiting Expresscoin™you are accepting the practices described in this Privacy Notice.


Purposes of the Collection of Data

We use collect and use personal information to respond to your queries or requests, process your orders or applications, administer or otherwise carry out our obligations in relation to any agreement you have with us, anticipate and resolve problems with any goods or services supplied to you by Expresscoin™ or its affiliates, if any, using the platform of Expresscoin™.

If at any time you wish us to stop using your information for any or all of the above purposes, please contact us as set out below. We will stop the use of your information for such purposes as soon as it is reasonably possible to do so.



Cookies are unique identifiers that we transfer to your device to enable our systems to recognize your device. Expresscoin™ uses cookies to as responding to your requests, customizing future shopping for you, improving our stores, and communicating with you.

We will not use cookies to collect personally identifiable information about you. However, should you wish to do so, you can choose to reject or block the cookies set by changing your browser settings – see the Help function within your browser for further details.  Please note that most browsers automatically accept cookies so if you do not wish cookies to be used you may need to actively delete or block the cookies.

Note, however, that if you reject the use of cookies some of the functions of our website may not work correctly.


Changes to this policy

From time to time we may make changes to this privacy policy. If we make any substantial changes to this privacy policy and the way in which we use your personal data we will post these changes on this page and will do our best to notify you of any significant changes.

Please check our privacy policy on a regular basis.


Intellectual and Industrial property

The Site and contents published at Expresscoin™ are protected by the prevailing legislation on intellectual property. The copying, modification, reproduction, downloading, transfer, distribution or transformation of the contents of the website is strictly forbidden without the prior authorization of the holder of the corresponding rights or if it is legally permitted. Access to the site does not entail acquisition by the users of the copyright to the contents, which feature therein.


Responsibility for the operation of the website

We may carry out corrections, improvements or modifications to the information contained on our website without this giving rise to any right or claim or compensation nor does it imply recognition of any responsibility. We will not be responsible for damages and losses of any nature which may derive from the availability and technical continuity of the operation of our website.


Certain Deferrals

If Expresscoin™ needs to conduct investigation or resolve any dispute related to your account, we may delay settlement or restrict access to your funds pending our investigation. In view of our compliance obligations as regulated financial institution, we may also delay settlement or restrict access to your funds if required to do so by law, court order or at the request of law enforcements.


Blockchain Network Congestion

The blockchain network may occasionally experience high traffic resulting in significantly higher transactions fees and longer confirmation times. Considering that the transaction may fail or may be substantially delayed on the blockchain network beyond our control, Expresscoin™ will not be responsible for any failures, disruptions, errors, distortions or delays you may experience when using the services during these occasions.


Availability of Services

Expresscoin™ does not represent that the site will be available 100% of the time. We shall strive to provide you the services as much as possible, in a timely manner, and within our advertised processing times, but there are no guarantees that access will not be interrupted, or that there will be no delays, failures, errors, omissions or loss of transmitted information.


Applicable Jurisdiction and Law

Any dispute with regard to the Expresscoin Services shall be subject to Philippine jurisdiction, with the parties being submitted to the trial courts of Makati City and expressly waiving their own venues should they have them and they are different from those stated above.